CARPENTERS - ELECTRICIANS - PLUMBERS - HVAC TECHNICIANS - WELDERS - MECHANICS - CONSTRUCTION WORKERS - MASONS - ROOFERS - PAINTERS - INSTALLERS - HEAVY EQUIPMENT OPERATORS - MACHINISTS - DIESEL MECHANICS - MEMBERS OF SKILLED HANDS ALLIANCE -
CARPENTERS - ELECTRICIANS - PLUMBERS - HVAC TECHNICIANS - WELDERS - MECHANICS - CONSTRUCTION WORKERS - MASONS - ROOFERS - PAINTERS - INSTALLERS - HEAVY EQUIPMENT OPERATORS - MACHINISTS - DIESEL MECHANICS - MEMBERS OF SKILLED HANDS ALLIANCE -
Talk To Our Advisors
How This Model Works
It's not another marketplace.
It's not insurance shopping.
It's a structured path that starts with a quick call with our advisors.
Talk To Our Advisors
888-397-4409
How it Works
Four steps. No plan maze. No quote forms. Just a clear path from eligibility to coverage.
STEP 1
STEP 2
STEP 3
STEP 4
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Join Through PSM
Participate as Working Owner
Use Your Benefits
A quick conversation is all it takes to find out if this path is available to you. Your advisor will walk through your situation, explain what you qualify for, and answer every question before you move forward.
If you're eligible, you'll join PSM as a Working Owner. This is a real role with a real structure, and it opens the door to group-based benefit access that's typically only available through a traditional employer.
To maintain eligibility, you'll complete a brief monthly activity, usually a short survey, through the Covered365™ app.
It takes just a few minutes and comes with compensation for your participation.
Active, eligible Working Owners may access benefit options, including medical coverage, through nationwide networks.
Your advisor and the support team are with you through enrollment and beyond.
Important: Eligibility and outcomes vary based on individual qualifications and participation. Not everyone will qualify.
What Participation Looks Like
Most people complete their monthly role in under five minutes. Here's what it involves:
That's it. Complete your monthly role, stay active, stay eligible.
Short, straightforward surveys
Basic tasks through the Covered365™ app
Periodic engagement to maintain active status in the program
What Happens When You’re In
Qualifying isn't the finish line, it's the starting point. Here's what comes next.
Review your available coverage options
Get guided support during enrollment
Set up access to tools and resources
Ongoing support when you need it
Understanding the Structure
Four pieces. One clear picture.
Working Owner
When you join Population Science Management, you become a Working Owner. A real role with real responsibilities. It's the foundation of this path to group benefits.
Population Science Management
PSM is the organization eligible participants join as Working Owners. It's a data analytics company, and your monthly role, completing brief surveys, is how you contribute and maintain active status.
GigCare Benefits
GigCare is PSM's single-employer, self-funded ERISA group health plan. Active, eligible Working Owners may access GigCare coverage.
Consumer Data Respondent
Your specific role within PSM. You complete brief monthly surveys that keep you active in the program and eligible for benefits. Most members finish in under five minutes.
Why People Are Making The Switch
Independent workers are increasingly looking for alternatives to traditional coverage, especially as costs rise and options become more limited.
Many who qualify and enroll report meaningful savings, along with a more structured and supported experience.
Stop Paying More for Less
Many independent workers are pushed into the most expensive coverage options—without realizing there are alternative ways to access benefits.
This approach is helping people find a better path.
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